Merchant Cash Advance
Services for your Business
At PE, we understand that running a business has its share of financial ups and downs. That’s why we offer Merchant Cash Advance, an alternative funding solution designed to provide businesses like yours with quick, flexible access to capital. If you need to expand, manage cash flow, invest in new stock, or cover unexpected expenses, our Merchant Cash Advance supports your business moving forward.
Why Choose a Merchant Cash Advance with PE?
Fast Access to Funds
Receive funds in as little as 24 hours once approved—avoiding long waits common with traditional loans.
Flexible Repayments
Repay based on your business’s card sales. If sales slow down, repayments adjust accordingly with no fixed repayment timeline.
Transparent Terms
A simple, fixed repayment fee with no hidden interest charges.
No Restrictions on Use
Use the funds for any business expense—from purchasing inventory to marketing campaigns.
Who's Eligible for
merchant cash advance?*
Our Merchant Cash Advance is ideal for retail, service, and small businesses that process a significant portion of their sales through card payments. We work with businesses that have fluctuating income or don’t meet the strict approval criteria required by traditional lenders. You only need a steady card sales history and basic financial stability to qualify.
Financial Services
We Offer
Business
Account
Streamline your business finances while easily managing energy and utilities. PE’s Business Account is designed to help you handle financial tasks with your operational needs. Opening an account is quick, free, and allows you to focus on what matters most.
Benefits of taking out a business account with PE:
- Your own sort code & account number – free, no subscription fees or hidden charges
- Free Business Debit card
- Expense and Payment cards for staff
- Complements your existing bank account – allows you to separate & manage payments
- Free Account to Account payments
- Apple/Google Pay enabled
- FasterPay, BACS, Open Banking enabled
Payment
Acceptance
Accepting payments is vital for every business. PE aims to empower your transactions to reduce costs and support growth. We offer a wide range of payment options, including cards, e-commerce, bank transfers, and open banking.
Benefits of taking a Payment Acceptance solution with PE:
- Free Business Account
- Free terminals to support your business saving you £100’s ** based on a terminal price of £240 or a monthly rental of £20
- Free paper till rolls saving over £75 ** per year per terminal
- Free Merchant Account (MID)
- Free eComm Account (MID)
- Free PCI compliance support
- Low-cost transactions – send us your last 3 months statements from your existing payment provider and we will bring your price down by 10%! If we can't then we will match your existing price and credit you £100***
- Faster Payment, BACS, Open Banking enabled
* May not apply to micro enterprises.
** Based upon signing a three year contract and an agreed minimum processing value.
*** Pozitive family includes Pozitive Energy, Pozitive Water, Pozitive Telecom, Pozitive EV.
Merchant
Cash
Advance
Our Merchant Cash Advance gives you quick access to funds, helping businesses invest in upgrades, manage costs, and stay competitive. With our knowledge in finance and utility management, we make it easy for you to handle your business’s finances.
Benefits of taking Merchant Cash Advance with PE:
- Upto £2,000 reward* for Pozitive Customers. T&C's apply. Not all businesses will be eligable
- Usually approved in 24 hours, cash paid directly into your free PE Business Account
- Fixed repayment fee regardless of how long the loan takes to repay
- Affordable – repayment as a proportion of your card sales
- Transparent, fixed fee, no interest payments
- Can be used for any business expense – no restrictions & fast draw down
- Amounts up to twice your monthly card sales
Unlock your business' revenue potential
Simplify your business operations. Get in touch to hear more about our streamlined solutions.